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HELPER Act of 2025

HR 2094 · In committee · last action March 14, 2025

<p><strong>Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025</strong></p><p>This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.</p>

Sponsor

John Rutherford (R-FL)

Associated votes

No votes recorded against this bill yet — vote coverage is a work in progress.

Official summary

<p><strong>Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025</strong></p><p>This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.</p>