usa — track Congress Laws

TIER Act of 2025

HR 6553 · In progress · last action February 25, 2026

<p><strong>Tailoring and Indexing Enhanced Regulations Act of 2025 or the TIER Act of 2025</strong></p><p>This bill increases the dollar asset thresholds for various fees, reporting requirements, and regulatory supervision applicable to certain financial companies and banks.</p><p>For&nbsp;example, the bill increases the asset threshold above which</p><ul><li>bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments;</li><li>financial holding companies need board approval to acquire a company;</li><li>bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and</li><li>bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability.</li></ul><p>Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product.&nbsp;</p>

Sponsor

Andy Barr (R-KY)

Associated votes

No votes recorded against this bill yet — vote coverage is a work in progress.

Official summary

<p><strong>Tailoring and Indexing Enhanced Regulations Act of 2025 or the TIER Act of 2025</strong></p><p>This bill increases the dollar asset thresholds for various fees, reporting requirements, and regulatory supervision applicable to certain financial companies and banks.</p><p>For&nbsp;example, the bill increases the asset threshold above which</p><ul><li>bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments;</li><li>financial holding companies need board approval to acquire a company;</li><li>bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and</li><li>bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability.</li></ul><p>Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product.&nbsp;</p>